Terms and Conditions
Here are a few things you need to be aware of here at Mom Makes Bank
1) All content here are written and edited by Pam although occasional guest posts may come, too. Opinions and thoughts in these entries are solely of its author. What guest authors think of may not necessarily reflect what Pam does. However, these opinions could also change over time – we like to keep an open mind around here.
2) Photos taken by us may not always come out professional, but they are painstakingly taken and edited and are therefore rights protected. We discourage excessive use of our photos but promote sharing it instead and make sure to credit and link it back to us. Failure to do so is a violation against the copyright law. If you would like to use more than an image or two, please contact us – our line is always open for you! If there are any photos that are not credited, we assume that they are of public domain and are readily available on the Internet.
3) We have the right to edit or remove comments that we believe are spammy in nature or are inappropriate or offensive to us or the audience of this site. We will block anyone who will repeatedly violate these terms.
As much as we would like to keep this site ad-free, maintenance can entail costs in time and money. As such, this site is open to sponsored posts and reviews, affiliate links or freebies and giveaways from companies and will clearly be marked at the beginning of such articles. Other forms of advertising such as banners and images in the sidebars, headers or within posts are also accepted.
Mom Makes Bank is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com, and other affiliate programs. This means that I may earn a small percentage, at no additional cost to you, from purchases made through these links, which helps in the upkeep of this site
We would like to assure our readers that even with the compensation, our views and opinions will not change and we will write honest reviews that are taken from experience. We only endorse products that we use, love and are passionate about. Thank you very much for your continued support!
Effective date: October 20, 2018
TCS Media (“us”, “we”, or “our”) operates the https://mommakesbank.com website (the “Service”).
Information Collection And Use
We collect several different types of information for various purposes to provide and improve our Service to you.
Types of Data Collected
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
- Email address
- First name and last name
- Address, State, Province, ZIP/Postal code, City
- Cookies and Usage Data
We may also collect information how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
TRACKING & COOKIES DATA
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
- Session Cookies. We use Session Cookies to operate our Service.
- Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
- Security Cookies. We use Security Cookies for security purposes.
Use of Data
TCS Media uses the collected data for various purposes:
- To provide and maintain the Service
- To notify you about changes to our Service
- To allow you to participate in interactive features of our Service when you choose to do so
- To provide customer care and support
- To provide analysis or valuable information so that we can improve the Service
- To monitor the usage of the Service
- To detect, prevent and address technical issues
Transfer Of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside Philippines and choose to provide information to us, please note that we transfer the data, including Personal Data, to Philippines and process it there.
Disclosure Of Data
TCS Media may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation
- To protect and defend the rights or property of TCS Media
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability
Security Of Data
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
We may use third-party Service Providers to monitor and analyze the use of our Service.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
Links To Other Sites
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.